You would want a trust for a minor child who might inherit from you through your Will, or an adult child to protect the child’s inherited money from their future spouse or creditors. With a trust, you can then name a trustee to manage the inherited money for the child. If you include no trust in your Will for your children or other beneficiaries, then a guardianship of the estate of any child beneficiary may be necessary. In addition, in the absence of trust language, the child you name as a beneficiary under your Will would have the right of access to all of your gift on her or his eighteenth birthday. Most teenagers or twenty-somethings gaining access to money spend it badly. You can make plans to protect property or assets you want to give to a child with a Will including a simple trust.